# Synclear

## Docs

- [On-Chain Audit Trail for AI Agent Transactions in Synclear](https://docs.synclear.io/ai-agents/accountability/audit-trail.md): How Synclear's MandateExecution event log works, how to query it on-chain or via API, and how to use it for compliance reporting and reconciliation.
- [AI Agent Accountability and On-Chain Scoring System](https://docs.synclear.io/ai-agents/accountability/overview.md): Every Synclear agent action is recorded on-chain. Agents build a trust score through compliant behavior, unlocking expanded capabilities over time.
- [Trust Scoring Model for AI Agents in Synclear Protocol](https://docs.synclear.io/ai-agents/accountability/trust-scoring.md): How Synclear calculates agent trust scores from 0 to 1000, which behaviors move scores up or down, and how score tiers govern agent spending capabilities.
- [Configuring AI Agent Mandates in Synclear Protocol](https://docs.synclear.io/ai-agents/mandates-and-limits/configuring-mandates.md): Field-by-field reference for the Synclear mandate schema and step-by-step instructions for creating and activating an on-chain agent mandate.
- [Mandate System Overview for AI Agent Authorization](https://docs.synclear.io/ai-agents/mandates-and-limits/overview.md): Understand how Synclear's on-chain mandate system authorizes AI agents, controls their permitted actions, and manages the full mandate lifecycle.
- [AI Agent Spending Limit Controls in Synclear Protocol](https://docs.synclear.io/ai-agents/mandates-and-limits/spending-limits.md): How Synclear enforces per-transaction caps, daily rolling limits, lifetime volume ceilings, cooldown periods, and rate limits for AI agent transactions.
- [AI Agent Integration in Synclear's CeDeFi Protocol](https://docs.synclear.io/ai-agents/overview.md): Integrate autonomous agents with Synclear under programmable on-chain mandates, with built-in spending controls, trust scoring, and a full audit trail.
- [Collateral, LTV Ratios, and Liquidation on Synclear](https://docs.synclear.io/businesses/borrow/collateral-and-ltv.md): Accepted collateral assets, LTV ratios by asset class, health factor calculation, margin calls, and how liquidation is enforced on Synclear.
- [Credit Lines: Drawdowns, Repayments, and Interest Accrual](https://docs.synclear.io/businesses/borrow/credit-lines.md): How Synclear credit lines work — revolving vs. term facilities, drawing funds, repaying debt, and tracking interest accrual per block.
- [Borrowing on Synclear: On-Chain Credit for Businesses](https://docs.synclear.io/businesses/borrow/overview.md): Understand how Synclear's Borrow module works — overcollateralized credit lines, LTV ratios, interest models, and liquidation mechanics.
- [Synclear Earn: Yield Strategies and Structured Products](https://docs.synclear.io/businesses/earn/overview.md): Deploy idle business treasury into curated yield strategies and structured credit products — automated allocation, risk tiers, and fixed-term notes.
- [Structured Products: Fixed-Term Credit and Protected Notes](https://docs.synclear.io/businesses/earn/structured-products.md): Fixed-term credit notes, principal-protected notes, and yield-enhanced savings — defined terms, minimum sizes, and early exit mechanics on Synclear.
- [Yield Strategies: Automated Treasury Allocation on Synclear](https://docs.synclear.io/businesses/earn/yield-strategies.md): Risk-tiered vaults for automated yield generation on business treasury — curated lending pools, real-time APY tracking, and flexible withdrawal windows.
- [Debt Rounds: On-Chain Credit Facilities for Businesses](https://docs.synclear.io/businesses/fundraise/debt-rounds.md): Structure on-chain credit facilities with institutional lenders — define terms, post collateral, draw funds, and manage repayments entirely on-chain.
- [Fundraise on Synclear: Token Sales and Debt Rounds](https://docs.synclear.io/businesses/fundraise/overview.md): Raise capital via token issuance to verified investors or on-chain debt rounds with institutional lenders — both executed and settled entirely on-chain.
- [Token Issuance: Structured On-Chain Capital Raises](https://docs.synclear.io/businesses/fundraise/token-issuance.md): Issue ERC-20 tokens to verified investors with protocol-level compliance controls, on-chain escrow, and configurable vesting — from setup to settlement.
- [Operate on Synclear: Treasury and Payment Infrastructure](https://docs.synclear.io/businesses/operate/overview.md): Manage on-chain asset positions across multiple wallets and execute structured payment flows with multi-party approvals and a full on-chain audit trail.
- [Payment Flows: Batch, Scheduled, and Auditable Disbursements](https://docs.synclear.io/businesses/operate/payment-flows.md): Execute stablecoin payroll, vendor payments, and inter-entity transfers with multi-sig approval flows, on-chain receipts, and exportable audit history.
- [Treasury Management: On-Chain Asset and Cash Operations](https://docs.synclear.io/businesses/operate/treasury-management.md): Connect multiple wallets, track multi-asset positions, manage currency exposure, and generate cash flow reports from Synclear's unified treasury dashboard.
- [Synclear for On-Chain Businesses: Full Financial Stack](https://docs.synclear.io/businesses/overview.md): Synclear gives on-chain businesses a unified protocol to fundraise, operate, borrow, and earn — with compliance built in at every layer.
- [Security Audits and Responsible Disclosure at Synclear](https://docs.synclear.io/get-started/audits-and-security.md): Synclear's audit history, bug bounty program, responsible disclosure process, formal verification status, and ongoing security monitoring practices.
- [Synclear vs. DeFi Lending Protocols and TradFi Credit](https://docs.synclear.io/get-started/competitive-analysis.md): A precise comparison of Synclear against pure DeFi lending protocols, traditional bank credit, and other CeDeFi platforms across seven key dimensions.
- [Verified Smart Contract Addresses Across Synclear Networks](https://docs.synclear.io/get-started/contract-addresses.md): Official Synclear contract addresses on Ethereum Mainnet, Base, and Arbitrum — with on-chain verification guidance and security warnings.
- [Frequently Asked Questions About the Synclear Protocol](https://docs.synclear.io/get-started/faq.md): Answers to common questions about Synclear's CeDeFi credit protocol — covering onboarding, borrowing, lending, collateral, AI agents, and support.
- [Complete Fee Structure and Rate Schedule for Synclear](https://docs.synclear.io/get-started/fees.md): A complete reference for origination, protocol, management, performance, gas, and withdrawal fees across Synclear's credit and savings products.
- [Infrastructure Providers That Power the Synclear Stack](https://docs.synclear.io/get-started/infrastructure-providers.md): Blockchain networks, oracle systems, custody partners, compliance tools, and node infrastructure forming the operational foundation of Synclear.
- [Insurance & Coverage Mechanisms for Synclear Users](https://docs.synclear.io/get-started/insurance.md): An overview of Synclear's smart contract, custodial, and counterparty coverage mechanisms — including what is and is not protected under each layer.
- [Risk Disclosure for Synclear Protocol Participants](https://docs.synclear.io/get-started/risk-disclosure.md): A full disclosure of material risks associated with using Synclear, including smart contract, credit, liquidity, oracle, regulatory, and custody risks.
- [Synclear Protocol Roadmap: Phases and Planned Features](https://docs.synclear.io/get-started/roadmap.md): Synclear's phased development roadmap from core credit protocol launch through AI agent mandates, multi-chain expansion, and real-world asset collateral.
- [Synclear Trust Model: On-Chain Auditability Explained](https://docs.synclear.io/get-started/trust-and-transparency.md): How Synclear establishes verifiable trust: on-chain position auditability, counterparty KYB/KYC, smart contract audits, and real-time risk monitoring.
- [What Is Synclear? A CeDeFi Credit Protocol Overview](https://docs.synclear.io/get-started/what-is-synclear.md): Synclear is a CeDeFi credit protocol combining on-chain execution with institutional compliance — built for on-chain businesses, lenders, and AI agents.
- [Credit Pools — Mechanics, Participation, and Withdrawals](https://docs.synclear.io/investors/lend/credit-pools.md): Detailed mechanics of Synclear credit pools: structure, utilization, interest accrual, how to commit capital, track your position, and withdraw funds.
- [Synclear Lend — Credit Pool Participation Overview](https://docs.synclear.io/investors/lend/overview.md): Commit capital to credit pools backed by underwritten borrowers. Earn interest with defined terms, on-chain transparency, and audited settlement.
- [Lend Risk & Returns — Rates, Collateral, and Defaults](https://docs.synclear.io/investors/lend/risk-and-returns.md): Interest rate ranges by pool type, collateral requirements, default scenarios, recovery process, tranche seniority, and lender performance expectations.
- [Synclear Investor Products — Lend and Save Overview](https://docs.synclear.io/investors/overview.md): Synclear offers two capital deployment paths for institutional participants: credit lending through pools, and passive yield through savings vaults.
- [Save — Passive Stablecoin Yield Vaults on Synclear](https://docs.synclear.io/investors/save/overview.md): Deposit stablecoins into Synclear savings vaults for passive yield. Diversified exposure, no active management required, and near-instant liquidity.
- [Savings Vaults — ERC-4626 Mechanics and Operations](https://docs.synclear.io/investors/save/savings-vaults.md): ERC-4626 vault mechanics: share minting, per-block yield accrual, withdrawal queues, fee structure, and step-by-step deposit and withdrawal instructions.
- [Savings Vault Yield Sources — Allocations and Reporting](https://docs.synclear.io/investors/save/yield-sources.md): Where vault yield comes from: credit pool spreads, liquidity fees, and treasury sharing. How curators manage allocations and report vault performance.