> ## Documentation Index
> Fetch the complete documentation index at: https://docs.synclear.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Synclear for On-Chain Businesses: Full Financial Stack

> Synclear gives on-chain businesses a unified protocol to fundraise, operate, borrow, and earn — with compliance built in at every layer.

Synclear is a CeDeFi credit protocol purpose-built for on-chain businesses. Rather than stitching together disparate tools for capital raising, treasury operations, credit access, and yield, Synclear consolidates these functions into a single, compliance-aware financial stack. Every action — from token issuance to vendor payment — is executed on-chain, producing an auditable record that satisfies both internal governance requirements and external regulatory scrutiny.

## The Four Modules

<CardGroup cols={2}>
  <Card title="Fundraise" icon="circle-dollar-to-slot" href="/businesses/fundraise/overview">
    Raise capital through structured token sales or on-chain debt rounds with institutional lenders. Compliance controls and escrow mechanics are built into every issuance.
  </Card>

  <Card title="Operate" icon="building-columns" href="/businesses/operate/overview">
    Manage a multi-asset, multi-wallet treasury and execute payment flows — payroll, vendor settlements, inter-entity transfers — with a full on-chain audit trail.
  </Card>

  <Card title="Borrow" icon="hand-holding-dollar" href="/businesses/borrow/overview">
    Access on-chain credit facilities collateralized by digital or real-world assets. Draw and repay on your own schedule within defined facility parameters.
  </Card>

  <Card title="Earn" icon="chart-line" href="/businesses/earn/overview">
    Deploy idle treasury assets into curated yield strategies. Risk tiers, liquidity windows, and expected returns are disclosed before any commitment.
  </Card>
</CardGroup>

## Onboarding

Access to any Synclear module requires entity-level onboarding. Synclear performs KYB verification and compliance screening before granting access to the financial stack. This process is completed once; it unlocks all four modules under a single entity profile.

<Steps>
  <Step title="Submit KYB Documentation">
    Provide your entity's legal documentation: certificate of incorporation, register of directors and beneficial owners (UBO), proof of business address, and relevant operating licenses. Documentation is submitted through the Synclear onboarding portal and reviewed against FATF guidelines.
  </Step>

  <Step title="Pass Compliance Review">
    Synclear's compliance team screens your entity against sanctions lists, adverse media, and jurisdiction restrictions. Most reviews complete within two business days. You will be notified of approval or any requests for additional information directly via the portal.
  </Step>

  <Step title="Connect Treasury Wallet">
    Link one or more wallets to your entity profile. Synclear supports EOA and multisig wallets (including Safe). Connected wallets are allowlisted at the protocol level, ensuring that on-chain transactions are attributable to your verified entity.
  </Step>

  <Step title="Access the Financial Stack">
    With KYB approved and wallets connected, your entity profile is activated. All four modules — Fundraise, Operate, Borrow, and Earn — are available immediately. Module-specific configuration (e.g., treasury policies, credit facility parameters) is completed within each module.
  </Step>
</Steps>

<Note>
  Synclear currently onboards entities incorporated in supported jurisdictions. Review the [risk disclosure](/get-started/risk-disclosure) and [FAQ](/get-started/faq) before beginning the KYB process to confirm eligibility.
</Note>